Testimonials

Thank you for your service in regards to the wor performed on my loan modification with Bank of America.
I’ve received notification on September 9th 2011 hat I have been given a three month trial modification of
my loan with Bank ofAmerica.

I highly recommend you and your company to folks in my situation.

Again many thanks,
Kimberly Johnston
Pleasant Hill, California

I used Keeping My Property to help me with my mortgage issues with Bank of America.
Marc Cooper was easy to deal with and always kept in constant contact with me thru the
whole process. He dealt with all documents and communication with Bank of America,
after I had been trying for months to get some where with them and was getting very
frustrated, I was afraid I was going to loose my home. Marc reassured me that he would
do everything he could to keep that from happening. Marc was able to communicate with
them on an almost daily basis, and he was able to get them to agree to do a loan
modification. Marc kept me informed of every communication he had with the mortgage
company. I was never left wondering what was going on. Thanks to Marc’s diligent
efforts I was able to keep my home. I would recommend using Keeping My Property to
anyone who is having trouble dealing with their mortgage company, Marc
really cares and he will fight for you.

Respectfully,
Terry O’Brien

I, Bayzar Keshishian, will be writing on behalf of myself and my husband Krikor.
We approached Marc Cooper in May 2011. My husband and I had fallen behind in our
mortgage payment for over a year, our lender is IndyMac Bank.

In 2009, IndyMac Bank, approved our first loan modification, which made the second
modification to actually come true, a real miracle.

My husband and I have Marc Cooper to thank for this miracle. Marc took my hopeless
and impossible situation and truly made it his mission in life to help us receive another
modification from IndyMac Bank. Marc never gave up on us! In October 2011 we will
be making our first mortgage payment in over a year. Our lender combined all our past
debts and interest into one and came up with a suitable and affordable monthly mortgage
payment.

Thank you Marc.

I truly believe in miracles now.
Sincerely,
Bayzar Keshishian

I can not tell you how your company took such a stressful and complicated
situation from me when I was at a dead end with Bank of America
on getting a modification, which I and my wife fought for over a period of
18 months with customer service, and this one, and that one, talking
and no one caring, we were ready to just give it up.

We are just ordinary people that got caught up in a medical and financial situation, we
are both on disability and the thought that we have to lose our home after all
the years we put in to it to make it a home, was just to much for us, It was
YOU -YES YOU, and the constant dedication you put into SAVING our
home, with that WE are gradifide,and so thankful that we found a true Yes
true and honest person that we never meet, or have never seen, that SAVED
us. My heart goes out along with my wife’s in saying YOU are a GODSEND.

Thank You Mr Cooper.
Joe & Delores
Florida
Thank You ( Semper-Fi )

Mr. Cooper,
I want to thank you for your efforts in successfully negotiating settlements with Chase Bank:
on Lines of Credit I had on both of my properties. We tried reaching out to Chase, but it was
not until we got you involved did we start to see results. With multiple properties and
complicated finances, you were able to secure settlements on both properties resulting in
significant principle reductions on lines ofcredit for two properties. Obtaining these
settlements on both properties was critical in being able to move forward with each property.

Your efforts have given us greater personal financial flexibility to retain each property, or
continue to work with the first mortgage holders on loan modifications. I strongly recommend
the services of Marc and Jack Cooper, and Keeping My Property. They are honest and
professional in representing their clients and their services.

B. Haber
August 31,2011

July 29,2011
Normally I do not give endorsements or recommend suppliers no matter how well they may have performed. However in this situation I decided to make an exception because it could help others realize the wonderful results we have achieved and possibly eliminate or reduce the tremendous stress associated with working with mortgage company’s and lenders.

This past March my son introduced us to Marc Cooper with Keeping My Property.
After listing to his story and realizing it could be a very reasonable alternative compared to loosing our various properties, we decided to give Marc the opportunity to try and help us.

My wife and I suffer a tremendous financial loss in October of 2008. We were cheated (a Ponzi scheme) out of all of retirement income and equity. We were left with our Social Security (I am 72 – my wife is 70), a very expensive vacation property and several investment (rental properties). All the properties had adjustable – negative amortization loans that we knew would put us upside down in the near future. We conditioned ourselves that we would lose everything because we could not afford to keep them.

This past February we decided to stop making the mortgage payments on all the properties. There were two duplexes, one single family dwelling and two – four plexes all rental properties and our second home which we placed into a week-end rental program in an attempt to offset some of the expenses.

As of today we have attained four modifications – on both the duplexes, the single family residents and one of the four plexes. In all situations the properties now produce a positive cash flow and we will be able to keep the properties for as long as we like.
We are very optimistic we will experience the same results on our other properties.

Without Mark and his associates with Keeping My Property this would never of happened. They are the best. Very professional, they keep us informed ever step of the way and are always available if needed.

I not only recommend them – I strongly suggest you take advantage of their services and let them assist you on keeping you property (s), it could be the best investment you will ever make.

Sincerely

Joseph F Stokley Sr

July 18, 2011

Dear Marc,
I just wanted to thank you so much for being a life saver! To be honest, I was initially warned by Pete that your ways are unconventional and requires some trust (your ways are unconventional and we need to pay before hand even though there is a very fair refund clause)to utilize your services. You have been so successful in helping him out as well as his boss with their loan modification situation that he confidently recommended you. I even did research on your site to see the other testimonials and saw the one from the same mortgage servicer I have.

I am SO glad to have followed his advice and put my entire trust in you. You have been very persistent in making sure there was continuous communication and check-ins with my servicer (American Home Mortgage Servicing Inc.). You have been very diligent in keeping me up to date every time. You are very persistent and thorough (at least 2-3 calls to my servicer every week for 3 months). You are very knowledgeable in warning me that I will be turned down at least a couple of times in the beginning but committed to keep working on it until they approve it, and you did! When I started losing hope, you gave smart advice on having a contingency plan always, even though you knew I was banking on you to deliver. I am so glad I put my entire trust in you! I actually started looking at rental places and prepared myself on my “speech” to my kids on why we may need to give up our home and move to a new place. You have gone above and beyond what I have expected. I have tried this before on my own and have been denied 4 times. You never gave up on me even after AHMSI denied our request. With all your efforts and sincere advice, I wouldn’t have even minded if you didn’t refund the fee for your services. I do not have the time or patience to do what you have done for me and mv family.

You didn’t just change our situation but changed our lives! You did not see us as information to plug into a system and let that system make a decision. You took the time to get to know our situation and how hard times affected us as individuals and fought in getting us into a better spot. You didn’t judge us as irresponsible and looked at our situation sincerely and fought our case with AHMSI. They finally got it after looking at us as individuals who sincerely want (and have been trying) to make this work for everyone’s benefit.

I will forever be grateful to you (at least the next 50 years as our fixed loan that you have fought for us). =)
Marc, seriously, God bless you and your loved ones for what you have done. I will surely be looking for folks to refer to your services! If there is anyone who has any questions or doubts about your services, please feel free to have them talk to me and I would highly recommend you.

Johnny Lara
San Lorenzo California

Servicer: American Home MortgageServicing, Inc.

We had the opportunity to work with Marc from Keeping My Property to get a loan modification on our home in Martinez. He was diligent, which is key when you’re doing this sort of thing, and was also helpful in answering any questions or concerns either my wife or I had as we moved along in the process.

If you wish to call and ask my opinion over the phone please don’t hesitate. I’d be happy to answer any questions you might have…if I’m smart enough to know the answer.

All the best and good luck with your efforts in keeping your property!

Brian Fitzsimmons
925-938-2858

Last year I tried to modify my mortgage with Chase. I spent countless hours calling to speak to
someone and was completely frustrated with the process. My attempt of modification ultimatety
failed. I heard about Marc from ‘Keeping My Property’ from my Boss whom had successfully
used him to modify his mortgage. The cost seemed very reasonable and although I felt that my
chances where not great, I decided I didn’t want to go through the process again on my own.
Within 45 days my trial modification went through saving me approximately $860 per month. Marc
kept me appraised what was going on every step of the way. My Wife and I are relieved to know
that we will be able to keep our home and move on with our lives. Thanks so much for the help!
Pete
Pleasant Hill

Marc,

My wife and I would like to thank you for your hard work and all the effort you put in,
in order for us to receive a modification. About 18 months ago, we started this process
ourselves, trying to save our home from foreclosure. Chase kept on denying us a
modification. When we met you at the end of October, we had no expectations of ever
receiving a modification. Boy,were we wrong. I don’t know what or how you managed to
get this accomplished, but are we happy now. Thank you so much for making this happen,
our home Is our home again.

Dave Towers

I am writing this letter to thank you for all your help in my modification mortgage loan. I am very thankful for your services, your professional presentations to Ocwen mortgage CO. nagivating the paper work. Thank You, Thank You, Thank You. I highly recommend your services to others in this same situation.

Dianna Rodriguez

Dear Coopers; I want to thank you for stopping the foreclosure of our home and getting us a payment that we can live with. At one point we were so discouraged that we considered a Short sale rather than put up with all the junk and Bank through at us. I tried on my own and I couldn’t get anywhere with the Bank. One of the great things about you and your Company was even though the bank turned us down three times you kept on fighting and on the fourth attempt you were successful. I would recommend you and your Company to anyone who would like to save their home because they can’t make the big payments.

MR. Cooper I want to thank you for all your hard work to get my modification through from Bank of America. When I received my paperwork yesterday, I was so relieved that all of the pressure is now off me, and that my first mortgage payment will not be due until Feb 1, 2011- I really appreciate all. I will tell everyone about you and that you did what you said you were going to do.

Thank you and God Bless
F. A. Baker

I just wanted to let you know how thankful I am for the assistance you provided to get my loan modified! We finally made it after 10 months of (your) hard work! You kept telling me to be patient and you were right!

I sincerely appreciate all the time you put into my modification. I would have lost my house if you hadn’t been so persistent with the banks and with me. You were unbelievably prompt with your email/phone responses even on the weekends!

Carla

This is a letter of recommendation for Mr. Marc Cooper, associated with Keeping My Property. Marc Cooper has been working with me since August 2010 in regards to my home modification with Bank of America, which Marc was able to obtain for me recently. Prior to Marc Cooper, I had tried on my own to obtain a modification through Bank of America for approximately 2 years, but to no success. I highly recommend Marc Cooper to anyone seeking a home modification. Marc is a true professional and can be counted on.

Andrew Espinoza

Rodger and I wanted to thank you for the help you gave us in obtaining a loan modification on our home. We really appreciate all the hard work you did, communicating with our lender on our behalf which allowed us to go through the process with few problems, and guiding us through the paperwork maze. Your advice was awesome and everything moved along just as you told us it would.

Thanks to you we now have an affordable house payment with a 2% interest rate, and can now look forward to staying in our home, the best news of all.

As you know, we will never hesitate to recommend you to anyone looking for help with a loan modification. You do an outstanding job. Thank you again Marc.

Sincerely,
Rodger and Diane Tackley
11/17/10

Thank you for coming to our aid and helping us stay in our home. It was always our dream to own a house and grow old together. To our horror, we got caught in the real estate bubble bust and were in foreclosure. We were extremely frustrated and had given up hope of resolving our house issues with BOA (Countrywide). Then we made contact with you and it made a world of difference. You led the way and thanks to you, we are still in our home.

Good Job Marc and thank you- Donna McElreath

09/20/2010

I want to thank KMP for helping me to save my home. When I first started to work with the Coopers; I was 10 months behind and I was up for foreclosure, I tried to do a modification on my own and I was unsuccessful. KMP came into the picture and the way they worked with my lender provided a successful resolution to my problem. The results were that they saved my home, and took my payments from over 7500.00 per month to 4080.00 per month. I could not have done this on my own. Thank you Keeping My Property and I strongly recommend this Company.

Brian Lerch

I would like to take this opportunity to thank you for your hard work and effort, to acquire a modification for me. I tried this on my own prior to meeting you last September, all my efforts fell short and with working it became impossible to make this work. Once you entered the picture, and started communication with my lender AMHSI, I saw that your continued communication with my lender was working. Finally I have modification in place with a great interest rate starting at 2% for five years, and making out at 4.79% starting in year eight thru the balance of my mortgage. Finally my home is my own again, no more looking over my shoulder.
Again, I thank you very much.

Ted “Sobey” Soerajski

I really would like to thank Marc for all the work he had done for me on my mortgage modification. My mortgage is with GMAC, the type of loan was an ARM. In August of 2009 my interest rate was reaching 8.26%. This could not happen at a worse time, and I would not be able to the $3800.00 payment not including taxes and insurance. Marc stepped in took control of the situation and worked out a package with GMAC to cut the interest rate to 1/2, and now my payments are $2600.00 to include taxes and insurance. If Marc had not stepped in, we would most likely have lost our home. I had tried to do my own modification, but I was unsuccessful with my efforts to communicate with GMAC. Now Marc is working with GMAC to reduce the principal to a value that will be comparable with the neighborhood.

Scott Elliot

This is to recommend Mr. Marc Cooper of Keeping My Property in regards mortgage modifications. I have been working with Marc to modify my monthly mortgage payments and have found Him to be thoroughly professional, courteous, and most importantly, effective. I am now saving over four hundred dollars a month on my mortgage payments with a percentage rate of 2.625 percent; less than my original rate. Marc has guided me throughout the process and has made it a lot less stressful than I had anticipated. Because of Marc I’m sure I’ll be able to keep my house and perhaps have the finances to make improvements to enhance its value. I would highly recommend Mr. Cooper to anyone who, like me, is having trouble with his mortgage and is trying to keep his home.

Mark D. Dougherty
Grateful homeowner.

Mr. Marc Cooper has been a life saver in helping me save my house. Due to health problems I had fallen behind on my mortgage and it was scheduled to be sold at auction. Marc was able to contact my mortgage company on my behalf and get the sale put on hold indefinitely. I have recommended him to my co-workers that are having similar problems with their mortgage.

S. Ellis